Generally, if an expense is medically necessary and qualifies under Section 213 of the Internal Revenue Code, it would be eligible for reimbursement under this insurance plan. Some covered charges include:
- Prescription drugs
- Private-duty nursing
- Hospital expenses, including private-room charges
- Dental and orthodontic expenses
- Home health care
- Alcoholism and drug-abuse treatment and facilities
- Vision care, including all types of frames
- Inpatient and outpatient psychiatric care
- Charges for the diagnosis of infertility
- Charges for the treatment of infertility up to 10% of annual maximum per calendar year
- Medical transportation, including air services and hotel
- Medical supplies and equipment
- Speech therapy for speech loss or impairment due to illness or surgery
- Pregnancy
- Programs to stop smoking
- Chiropractic services
- Cosmetic surgery *
- Weight control drugs or clinics *
- Capital expenses *
*Limitations apply
Note: Individuals must be under the care of a legally qualified physician to receive reimbursements.
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